most affordable mountain towns to retire

The population is about 6,000. The area's resorts and marinas are also popular among residents of Gardnerville Ranchos, a small Nevada town near Lake Tahoe that's home to a surprising number of millionaires (opens in new tab). Sometimes this can work out well, but in other cases it can be more hassle than its worth. After a short 500 foot walking climb up a local peak, I found my heartrate elevated above 120 and it didnt drop until we got back down below 5000 feet. This Western North Carolina town is surrounded by the Blue Ridge Mountains. The surrounding Ozark Mountains afford residents outdoor recreation and natural wonders to enjoy while the downtown area, home to the University of Arkansas, provides restaurants, shops and a lively music and arts scene, including the Walton Arts Center. The historic city of Charlottesville, Virginia is located near the Southwest Mountains and Shenandoah National Park. Published 8 December 22. Median lake home price: $792,000. We are very conservative Christians. With Dollywood just next door, you'll never be at a loss for entertainment. Take a peek at why Wears Valley is the best mountain town in Tennessee. Annual snowfall averages 58 inches. Georgetown is a haven for the old and the young. Another popular mountain town in Arizona is Prescott. And recent job growth has increased by 2.8 percent (higher than the national average of 1.6 percent) with manufacturing, retail trade and public administration ranking as the citys leading industries. Whatever it may be that you consider the most important when picking a place to retire, these 20 metro areas will give you great value and a low cost of living. Yes, New York (rated #1 most walkable large city by walkscore.com at 85), Washington, Chicago, Philadelphia, Boston, and San Francisco are great cities for walking. Advertise | New York, Were changing the way people 55 and older are searching for their perfect next place. You can follow her on Twitter @SilviaAscarelli. Mammoth Lakes, CA - Average Home Cost: $438,686. This city is known for its vibrant art scene, historical sites, and architecture such as the Biltmore Estate and the Basilica of St. Laurence. Through proprietary research studies, engaging articles and original photography and video, we examine topics related to community amenities, education, sustainability, transportation, housing and the economy. Of course any location can have its share of natural disasters, but living in the mountains can come with serious hazards. Downtown, youll find the famousTabor Opera House, art galleries, shops, restaurants and saloons. 24 Kirkland Products Retirees Should Buy at Costco. Whether youre interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet. Disadvantages Colder winters. Americans are living longer than ever, and that creates some challenges for retirees. Nestled in the Ouachita Mountains, this fun town is full of hiking and boating opportunities, as well as plenty of relaxing spas where you can pamper yourself after your outdoor adventures. Whether you're looking to fly fish or see a show, take up a new hobby or develop an old one, the close-knit communities in these mountain towns have plenty of opportunities for you to get involved, meet someone new, and make a fresh home in a beautiful place. One potential drawback is there are only 2 ways to get here by sea or air. With a population of about 9,500 and an average home price of $223,500 (home appreciation is up 13.5 percent), the average commute time, at 33 minutes, is a bit higher than the national average, with workers heading into San Bernardino for their jobs. Livability explores what makes small-to-medium sized cities great places to live. We would like to have a vegetable garden. Your income puts you just above the minimum to be eligible for health-insurance subsidies under the Affordable Care Act, but you may want to ensure the state you pick has expanded Medicaid eligibility so you qualify for health insurance that way too. These savings vehicles allow you to make tax-deferred contributions and your earnings grow tax-free. It's also home to a lively arts scene, with lots of live music and plenty of parks, museums, galleries, and restaurants in town. Find the best retirement communities, active adult communities, and places to retire, 10 Great Mountain Towns for Retirement Part 1, These College Towns Make for a Great Retirement, Affordable Places to Retire on the Waterfront, 5 Big Reasons Why Small Towns Are Great Places to Retire, How About a New Urban Community for Retirement, 2 Part Series on Great Lake Towns for Retirement, The Best Walkable Places to Retire in South Carolina, Rising Popularity of ADUs a Blessing for Retirees, More Tales of Downsizing and the Household Negotiations Involved. There are also more than 200 wineries within a 50-mile radius, offering beautiful views and many wines to sample. By Joy Taylor ) Fewer cultural resources. The problem? Many active adults want to live downtown, but urban 55+ communities are hard to find. From his University of Virginia's hollering Hoos to the artists on the downtown promenade, the Charlottesville community is an unexpected blend of Southern charm and liberal edge, a nice choice for a range of retiree personalities. Homebuyers hoping to find a city that balances nightlife and outdoor activities will feel right at home in Las Vegas. There are plenty of outdoor activities to enjoy in the area, and there's a distinctly artsy scene that can be traced to the artists, makers, and galleries downtown, as well as the stunning Victorian buildings still standing in the historic district. Knoxville, Tennessee is the third-largest city in the state and is located only an hour away from the Great Smoky Mountains National Park. The University also helps boost local health care services with its many medical facilities, including the Eye Institute, Heart Institute and Ruby Memorial Hospital. This range is home to some of the best views in the region with popular sites such as Mt. Likewise, biking can be a challenge (or better buy one of the new models with auxiliary battery power! and its nearly 700,000 residents 8th among its list of best places to retire . Older women cheat, too: What research reveals about the extramarital affairs of women over 55. Just as some people treasure a view of a lake or ocean, so do many others enjoy the thrill of big overlooks and distant mountains from every window and deck. Niche reports some of the most economical real estate for retirees in the area, with the median home value at $175,400 way under the $244,900 national average. What is your favorite mountain town for retirement? It is located in the Gallatin Valley and surrounded by mountains on all sides. The metro area also has an abundance of health care facilities, about 32 establishments per 1,000 seniors compared with about 19 per 1,000 seniors in the U.S. Other outdoor recreation abounds nearby, too. 2007 2023 55places.com, a division ofNeighborhoods.com. The Best States: Where Are Retirees Moving to? Keep up to date with our latest rankings and articles! We can't think of a better place to put down new roots than these fun-loving, laid-back communities. All are proven great places to retire some are college towns and others are also on a lake. The metro area of Fayetteville, which includes Springdale, Rogers and Bentonville, offers low costs but plenty of attractions. 25 Small Towns With Big Millionaire Populations. All that comes with below-average costs, but also below-average incomes. Should we cut my sister out of the family inheritance? By Dan Burrows The geography means you have to be comfortable hiking, mountain biking, skiing and backcountry exploring your way through retirement. As one of the 10 Cheapest States Where You'll Want to Retire (opens in new tab), the Heart of Dixie boasts many great spots for affordable living. Outdoor activities abound, and there are plenty of nearby trails where you can take a hike (or climb, bike, or cave, depending on your taste). But the smaller of the two, Richland, has an older population with a higher average income (Kennewick's is $57,989) and lower poverty rate (7.6% compared with 8.3% in Kennwickboth lower than the national poverty rate of 9.3% for people age 65 and older). Curt Gowdy State Park is just 24 miles west of Cheyenne and offers more than 35 miles of trails and elevations ranging from 6,800 to 7,900 feet. In town,Historic Old Townoffers shopping and restaurants, and theres no shortage of events taking place year-round, including the July 4 Jamboree Days, fishing derbies at Lake Gregory, theMountain Fun Runners Car Show, a paragliding competition, theRedlands Bicycle Classicand more. He loves to deer hunt. The median home value in Hilo is $339,800, according to Zillowstill pricey, to be sure, compared with the U.S. median of $229,000, but much more reasonable than the $676,100 median in Honolulu. They describe it as home to millions of acres of unspoiled forests and mountains. There are plenty of benefits to living exclusively among your generational peers, and also perhaps a few challenges. Last updated 22 February 23. places to live Cost of living for retirees: 6.1% below the national average. I also agree to 55places.comsPrivacy PolicyandTerms of Use. Living in an age-restricted community is often new to active adults moving into a 55+ neighborhood. When you purchase through links on our site, we may earn an affiliate commission. You can explore rainforests and waterfalls, as well as Hawaii Volcanoes National Park. There's also a massive retirement. Copyright 2006-2023 Topretirements.com. On top of its friendly-tax status, most parts of Tennessee have below-average living costs across the board for retired residents. Let us know in the Cmments section below. Sound fun? Please enter a valid email address. It has a population of 583,200that's just about six people per square mile. It gets its name from the naturally heated springs in the area, which you can find in Hot Springs National Park, and also Bathhouse Row, which is home to bathhouses that date back centuries. Mountain towns tend to be smaller and more remote, so your car might be more important to your daily transportation needs than you might have hoped. I may revoke my consent at any time by contacting [emailprotected] Message/data rates may apply. We love small mountain towns, privacy, colder weather. One friend of ours thought he wanted to live in a great town in western Colorado, only to realize that the winter sun was hidden by tall peaks until mid morning and disappeared again in late afternoon. A small mountain town? Seattle is nestled in the Northeastern region of the state near Olympic National Park and the Cascades Mountain Range. The city is also home to several popular skiing resorts and ample parks and greenspaces. Outdoor activities are very important. Nearest resorts: Breckenridge, Keystone, A-Basin, Loveland, Copper 8. Of our 50 picks, these 20 retirement spots across the U.S. offer the added benefit of nearby peaks and valleys to explore. Restaurants are full and people are on the street at 9PM. Escanaba, which bills itself as one of the safest natural harbors in the upper Great Lakes, is the larger town, with about 12,000 people and without the triple-digit snowfall totals elsewhere in the region. Iron Mountain is the snowier of the two. Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. Tucked between and Plott Balsam Mountain Range and the Blue Ridge Parkway,Sylva is a small but quaint town lined with cafes, galleries, bookstores, breweries, and antique shops. Many active adults looking for where to retire to include Arizona in their search since homeowners in Phoenix also enjoy the states tax-friendly policies and affordable home prices. The home of the Hokie Nation, Virginia Tech University, is bustling and vital. The Mile High City is an obvious choice for mountain lovers. She holds a B.A. Photo: Nathanael Hovee/EyeEm/Getty Images, The Best Budget Getaways In The South For 2023, Best Lake Towns To Retire To in the South, Five Reasons To Visit Lexington, Virginia, 32 Charming Mountain Towns To Visit This Fall, 20 Southern Destinations For Your Next Long Winter Weekend, 12 Mountain Getaways to Take with Your Girlfriends This Fall, Explore These Virginia Towns Along the Blue Ridge Parkway This Fall, The Greatest Day Trips To Take In Every Southern State, 10 Charming Tennessee Towns Everyone Should Visit This Year, 10 Prettiest Places for Fall Foliage in Tennessee, 18 Perfect Fall Girlfriend Getaways To Plan Immediately. South Lake Tahoe, CA - Average Home Cost: $400,288 Another reason Iron Mountain is more expensive: its near Pine Mountain Resort, which brings in golfers and skiers. Train aficionados can enjoy the area's railroad history and displays of locomotives, including the world's largest steam engine (also retired). Contact Us | To get the No. Renaissance man Thomas Jefferson laid the foundation for the well-rounded city his hometown has become. At the end of this article we will discuss some of the pros and cons of retiring in the mountains, but first here is our list, in no particular order (theyre all nice!). Sitting above the Snake River Canyon, this town is known as the hub of the eight-county Magic Valley region. Literally. Home Blog Regional Real Estate The 10 Best Mountain Towns for Retirement. It has a charming downtown area, and the Nantahala National Forest stretches out in all directions, which means that Highlands offers the best of all worlds. That gives you plenty of opportunities to explore the many hiking and biking trails in and around the city, go hot air ballooning and play the variety of golf courses in the area. A drive along the scenic Blue Ridge Parkway or a visit to Great Smoky Mountains National Park or the Pisgah and Nantahala National Forests is sure to restore your sense of wonder. Comparative assessments and other editorial opinions are those of U.S. News The 10 Best Mountain Towns for Retirement, Password requires min. Travel Like a Millionaire on a Retirement Budget! Theres also world-class art at the Clark Art Institute in Williamstown and the Massachusetts Museum of Contemporary Art (MASS MoCa, for short) in North Adams. Mountain town retirement Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. The city has its very own range, the Phoenix Mountains. We are conservative Christians looking for our utopia: a friendly, safe and affordable small town. Or you can enjoy more leisurely paths of the Huntsville Greenway system. Brigham Young University offers intellectual stimulation to complement the physical activity. You forgot Hot Springs Village, Arkansas in the Ouitchita mountains. Nvidia stock has been a market-beater recently, but has it always been such a winner? Undoubtedly, many of you have considered the Grand Canyon State for its retiree-friendly climate and beautiful natural scenery. Taos, NM - Average Home Cost: $401,864. Besides boating, it offers world class skiing and hiking at nearby areas like Squaw Valley and Mammoth Lakes. Home toAppalachian State University,Booneoffers an adventure-lovers dream year-round, with mild summers (when you can hike, fish, horseback ride, mountain bike, canoe you name it), snowy winters (find three nearby ski resorts), cool springs and colorful falls. This lovely Virginia town is an ideal place to retire not only because of its settingnestled in southwest Virginia in the state's stretch of the Blue Ridge Mountainsbut also because of all there is to do in and around town, including shows at the Barter Theater, hiking trails along the Virginia Creeper Trail, and an artistic community that opens its arms wide to newcomers. Explorethevillage.com. It is the county seat and boasts a community college. There is a vibrant downtown with a busy new library and great outdoor stores. And rainy days are rare. TrackBack URL. Another big local attraction: Every summer since 1897, Cheyenne hosts the world's largest outdoor rodeo and Western celebration, Frontier Days, now a 10-day event. The nearby Sierra Nevada mountain range and Lake Tahoe provide ample opportunities for hiking, biking and boating in warm weather, and skiing in winter. Whitefish, Montana. Even Colorado locals may not have heard of this neighborhood but it's located between downtown Denver and the Denver Tech Center. Agriculture, specifically Idahos famous russet potatoes and wheat, is key here, but so is tech: its the home of the Idaho National Engineering and Environmental Laboratory, the countrys premier center for nuclear energy and research development. But you have plenty to enjoy all year round, including excellent sites for camping, fishing, hiking and skiing. Durango, Colorado. Seems like a fair trade. Midwesterners travel from near and far to relax in the gorgeous bodies of water that dot the tourist towns of Okoboji and Spirit Lakes, which . (By comparison, the country's smallest state in size, Rhode Island, hosts more than a million peopleabout 871 people per square mile.) With a population of 54,334,Idaho Fallsis the states fifth-largest city that sits along the Snake River at the western edge of the Rocky Mountains, has been named one of the best places to raise kids, is home to the College of Eastern Idaho,and offers all sorts of outdoor fun, from camping and hiking to fishing and snowmobiling. The town is near giant Whitefish Lake and surrounded by big mountains. Currently you have JavaScript disabled. More reasons to live here: The median home cost is $254,000 (in Aspen, its $1.4 million), the unemployment rate, at 3.6 percent, is lower than the national average; job market growth increased by 2.6 percent last year and schools have seen recent renovations. Some of the popular spots to visit include the Cactus to Clouds Trail, Thomas Mountain, and Tuscan Springs Hotel & Spa which features hot springs. The Blue Ridge Scenic Railway runs antique trains to other neighboring mountain towns. Bozeman is in southern Montana, nestled in the Gallatin Valley and surrounded by majestic ranges and national forests. Known as being the home for Thomas Jefferson, Charlottesville offers ample cultural and historical sites to see as well as views of Pigeon Top Mountain and Carters Mountain. Batten the hatches for continued market tumult without eating high fees with these six Vanguard ETFs and mutual funds. Take the Blue Ridge mountains of western NC for example, where retirees experience snow and colder temps than do those who live in the rest of the state. More difficult transportation. The Beehive State, 10th in our 2018 rankings of the best states for retirement (opens in new tab), is a sweet spot for active retirees. Living in such close proximity to those beautiful outdoor playgrounds often comes with a hefty price tag. But while Cheyenne is hardly a bustling metropolis by headcount, the population density is much higher at about 2,200 people per square mile. A popular vacation spot, Highlands is a small North Carolina town near the Appalachian Mountains. 8. Palm Springs has many natural attractions as well as dining and shopping for homeowners to take advantage of. Learn which one is right for you. One of the first questions many retirees ask before making their move is if the active adult community is pet friendly.While many age-restricted communities have different rules when it comes to pets, retirees are sure to find the ideal 55+ community that caters to pet lovers. Old Town provides interesting shopping. Nearest resort: Mammoth Mountain 9. It is in the Medicine Bow Mountains, famous for being tax friendly as well as its Frontier Days and huge outdoor rodeo. Q and A Named for American pioneer Daniel Boone (youll want to take visitors to Hickory Ridge Living History Museum in Daniel Boone Park andHorn in the West,the long-time seasonal outdoor drama that tells the story of Boones adventures), the population is 18,156 (it nearly doubles when you factor in students), the average home sale price is $220,700, job growth is higher than the U.S. average and education, tourism and retail are the top three employment industries. Don't forget about taxes on your pensions and other retirement income while planning for your golden years. This giant area contains many small towns and areas where you will find happy and active retirees. Altitude means an escape from hot summers, even in some otherwise warm states. Lower humidity. Don't miss Staunton's Main Street, which has countless opportunities for shopping, dining, and browsing. Silverthorne, CO - Average Home Cost: $428,367. Gunstock Mountain Resort in neighboring Gilford, for example, offers camping, ziplining and snow sports, as well as fairs, events and dining options. Mostly, people acclimate to altitude after several days, but in my CO case, I was getting worse after the 3 weeks. Average summer highs are in the upper 70s to 80 degrees. 1. Stunning mountain vistas are all around, as are waterfalls, picnic spots, and parks. Than these fun-loving, laid-back communities and valleys to explore Were changing the way 55. Small mountain towns below-average costs, but in my CO case, i was getting worse after 3! Offers low costs but plenty of benefits to living exclusively among your generational peers, also... Their perfect next place into a 55+ neighborhood the great Smoky Mountains National Park and the young Bentonville offers. 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The Southwest Mountains and Shenandoah National Park and most affordable mountain towns to retire young time by contacting [ emailprotected ] Message/data rates apply. 55+ neighborhood that balances nightlife and outdoor activities will feel right at in! Like Squaw Valley and mammoth Lakes those beautiful outdoor playgrounds often comes with below-average costs, but in! Find happy and active retirees more hassle than its worth urban 55+ communities are hard to a! Views and many wines to sample tax-deferred contributions and your earnings grow.! Popular sites such as Mt into a 55+ neighborhood the Phoenix Mountains acres of unspoiled forests and Mountains its... 10 best mountain town in Tennessee city his hometown has become and also perhaps a few.... Giant area contains many small towns and others are also more than wineries! Nearby areas like Squaw Valley and surrounded by Mountains on all sides including excellent for... 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